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2. Know your assets include far more than your fiscal net worth.
3. Spend less than you earn.
4. Take stock of your non-monetary wealth every day.
5. Plan to shop, save, and invest... and then do it.
6. Enjoy luxuries congruent with your financial situation.
7. Give freely and give often - just to experience the joy of it.
8. Speak the truth about money: clarify and state your goals.
9. Love yourself more than you love your money.
10. Love God even more than that.
11. Own a collection of Prada bags, shoes & scarves... er, well, that's why it's number 11.